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equal housing lender
Home Equity

Fixed-Rate Home Equity Loan

If you need money for a one-time expense, a fixed-rate Home Equity Loan may be your best option. It’s perfect for home remodeling or repairs, or anytime you need a lump-sum of cash. A home equity loan with a fixed rate and can be used for home remodeling, tuition, bill consolidation, etc. You can even refinance your current mortgage to get a lower rate and get rid of PMI (Private Mortgage Insurance).

- Available in terms up to 15 years
- Up to 80% of appraised value minus current mortgage equals amount of equity available
- Member receives funds in a lump sum
- $250.00 in closing costs
- Fixed payment and terms
- May be tax-deductible (Consult your tax advisor)
- Click here for rates


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NMLS #472216

STJ now offers DocuSign.
Sign Credit Union Loan Documents Wherever You Have Email Access!
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This credit union is federally insured by the National Credit Union Administration.
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