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Phone: (330) 478-8400   CU Dial: (330) 478-9838   Fax: (330) 478-8362
 
 
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STJ now offers DocuSign.
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Documents Wherever You Have Email Access!


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Business Loans
 

Whether you are starting a business or strengthening an established one, STJ Federal Credit Union is interested in helping you grow your small business and succeed. You will benefit from our low rates, wide range of lending products and exceptional member service.

Business VISA® Credit Card
STJ Federal Credit Union offers a STJ Business VISA ® Credit Card to qualified business members. The cards are issued in the name of the business and can be secured.  Save money with our low rate credit card that offers no annual fees, 5% minimum payments, a 25 day grace period, and earns ScoreCard Reward points for every purchase that you make.  You can make convenient payments online, in person, or on the phone.

Equipment and Vehicle Financing
Get your business rolling in the right direction with a commercial vehicle loan from STJ. We can save you money with our competitive rates, no prepayment penalties and up to 100% financing on qualified vehicles.  Vehicles can be titled in the business' name.

Commercial Real Estate
We can provide you peace of mind knowing that we offer commercial real estate loans for a variety of business properties whether you are buying an existing property or becoming a landlord.
Rental Properties
Industrial Properties
Office/Warehouse Properties

Refinancing
If you are looking to refinance your current loan, we can provide you with a comparison and likely save you thousands of dollars!

Which lending option will best fit the needs of your business? Contact us at 330-478-8400 X112.

To learn more or to apply, please Apply Now

» Information Needed When Applying

 

When applying for a business loan from STJ Federal Credit Union, you will need to identify your business entity and provide the needed documents noted under each business type.

Proprietorship

  • Certificate of Assumed Name - Doing Business As (DBA) Papers, if applicable
  • Proof of Federal ID number in the business name
  • ID (Drivers License) of all authorized users on account
  • Last three years of personal and business tax returns
  • Letter of Intent

Partnership

  • Certificate of Co-Partnership - Doing Business As (DBA) Papers, if applicable
  • Proof of Federal ID number in the business name
  • Partnership Agreement
  • ID (Drivers License) of all authorized users on account
  • Last three years of personal and business tax returns
  • Letter of Intent

Corporation

  • Articles of Incorporation
  • Certificate of Good Standing
  • Proof of Federal Tax ID number in the business name
  • ID (Drivers License) of all authorized users on account
  • Corporate Bylaws
  • Last three years of personal and business tax returns
  • Letter of Intent

Limited Liability Company

  • Articles of Incorporation
  • Certificate of Good Standing
  • Proof of a Federal Tax ID number in the business name 
  • Operating Agreement, if applicable
  • ID (Drivers License) of all authorized users on account
  • Last three years of personal and business tax returns
  • Letter of Intent

Organizations and Associations

  • Copy of Bylaws or Charter
  • Proof of Federal Tax ID Number in the organization's name
  • ID or Driver's License of all authorized users on account
  • Last three years of personal and business tax returns
  • Letter of Intent

STJ Federal Credit Union may require additional paperwork when applying for a business loan.

 
 
This credit union is federally insured by the National Credit Union Administration.
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